Payment engineer

• Payments Engineer Position Payments Engineer / Payments Software Engineer Experience 4–8 Years Location UAE – Dubai / Abu Dhabi Employment Type Full-Time / Contract Work Mode Onsite / Hybrid – As per client requirement Role Overview We are looking for an experienced Payments Engineer to design, develop, integrate, and maintain secure and scalable payment solutions for digital banking and financial services environments. The ideal candidate should have strong hands-on experience in payment processing, payment gateways, APIs, microservices, transaction processing, and banking integrations. Experience with digital payments, payment networks, ISO standards, and PCI DSS will be highly preferred. Key Responsibilities Design, develop, and maintain scalable payment processing applications and services. Develop and integrate payment APIs, gateways, and financial systems. Build secure and highly available payment processing workflows. Develop microservices for payment authorization, processing, settlement, reconciliation, and transaction management. Integrate with banks, payment service providers, card networks, wallets, and third-party payment platforms. Implement real-time transaction processing and payment-status management. Develop mechanisms for payment validation, authorization, routing, settlement, and reconciliation. Implement transaction monitoring, logging, audit trails, and exception handling. Troubleshoot payment failures, transaction discrepancies, and integration issues. Ensure payment applications meet security, availability, scalability, and performance requirements. Implement secure API integrations with internal and external financial systems. Collaborate with Product Managers, Business Analysts, Architects, Security Teams, and Banking/FinTech stakeholders. Participate in architecture discussions, code reviews, testing, deployment, and production support. Ensure compliance with applicable payment-security and industry standards. Monitor system performance and identify opportunities for optimization and automation.

Desired Candidate Profile

Mandatory Skills 4–8 years of experience in Payments / FinTech / Banking Technology. Strong software development experience in Java / Spring Boot or equivalent backend technologies. Strong understanding of payment processing systems and transaction lifecycles. Experience developing RES Employment Type Full-time